Privacy Policy

Introduction

Remortgages Now collects and processes your personal information in
accordance with this privacy policy.  This policy provides you with information
regarding our obligations and your rights in compliance with the General Data
Protection Regulation (GDPR).

Remortgages Now is operated by Qubits Media Ltd, Company Number
09535311.Controller for the data processing on our website https://www.remortgages-now.uk/

Qubits Media Ltd.
C/O Office 5,
Rodney House,
Clifton Down Road,
Clifton,
Bristol,
BS8 4AL

Email:[email protected]
ICO Registration Number: ZA115006

Qubits Media Ltd is trading style of Ireland and Irvine associates ltd, 33 Finella
Gardens, Dundee, Scotland, DD4 9PJ. FCA no 935842.

We may update this privacy policy from time-to-time by posting a new version
on our website. You should check this page occasionally to ensure you are happy
with any changes.
We may also notify you of changes to our privacy policy by email.

Information That We Collect From You

Information that you provide to us directly might include personal information
such as your name, email address, postal address, telephone number and other
personal details.

We may also collect non personal information that may identify you such as
location, IP address, browser type, operating system and other details about the
device you are using.

How We Use Your Personal Data

We use your personal data to provide our services to you.  Where you have
consented we may also use your information to send you promotional offers
and marketing.  You are free to withdraw this consent at any time

We respect your privacy at all times. Your information will never be disclosed or
shared with others without your consent, unless required to do so by law.

Sharing or Disclosing Your Personal Data

Whilst we will never disclose or share your data with others without your
consent, we use third party processors such as web hosting companies to
provide our services; these companies will process or store your information on
our behalf.

We ensure all processors acting on our behalf act in accordance with this privacy
notice.
Our service compares rates from the UK’s leading lenders.  When using this
service, we will pass on your information to one or more of these lending
companies.  An FCA authorised mortgage expert from that company will then
call you to discuss your mortgage requirements.  Where this disclosure is carried
out it will be clearly described on the web form.

We may also disclose your personal data for the following reasons:

  • to the extent that we are required to do so by law;
  • in connection with any legal proceedings or prospective legal proceedings;
  • in order to establish, exercise or defend our legal rights (including
    providing information to others for the purposes of fraud prevention and
    reducing credit risk); and
  • to the purchaser (or prospective purchaser) of any business or asset
    which we are (or are contemplating) selling.

Your Rights

Under GDPR you have the right to access personal information that Remortgage
Search processes about you.

You can request from us information about –

  • The personal data we hold about you
  • The categories of personal data concerned
  • The purposes of the processing
  • Details to whom your personal data has/will be disclosed
  • How long we retain your personal data
  • If we did not collect the data directly from you, information about the
    source

You may also request from us the following-

  • That we update any incomplete or inaccurate data about you
  • Request that we delete your personal data in accordance with GDPR

You may request we action your rights by contacting us at Remortgage Now, C/o
Office 5, Rodney House, Clifton, Bristol BS8 4B8 4AL Or by emailing us
at [email protected]

To ensure your data is protected, if we receive a request from you to exercise
your rights, we will ask you to verify your identity before acting on the request.

International Transfers

Your personal data may be processed in the EU and USA by us or the third
parties we use.
Where international transfers take place, we will ensure the same high standard
of protection for your personal data at all times.

Security & Safeguarding Measures

All personal data collected is transferred and stored securely, using industry
standard encryption protocols, and approved transfer mechanisms.  Please note
however, that we cannot guarantee that the measures we maintain will
guarantee the security of the information.
Our team is trained on the importance of Privacy and Data Protection and will
adhere to our internal policies.

How Long We Retain Your Data

Remortgage Search only retains personal information for as long as is
necessary.  For further details on our data retention periods please contact us.

Where you have consented to us to use your details for direct marketing, we will
keep this data until you notify us or otherwise withdraw your consent.

Children

We do not knowingly collect Personal Data from children under the age of 13. If
you are under the age of 13, please do not submit any Personal Data through
our Services.

Links to Other Web Sites

Our services may contain links to other websites not controlled or operated by
Remortgage Now.  These links do not imply that we endorse these third party
sites. We recommend reviewing those sites directly for information on their
privacy policies.

Cookies

A ‘cookie’ is a small text file sent from a website and stored on the user’s
computer by the user’s web browser. Upon visiting a site that uses cookies, a
cookie is downloaded onto your computer or mobile device.  The next time you
visit that site, your device will remember useful information such as preferences,
visited pages or logging in options.

Cookies are widely used to add functionality to websites, or to ensure they work
more efficiently. Our site relies on cookies to optimise the user experience and
ensure the sites services function properly.

We use Google Analytics to analyse the use of this website. Google Analytics
generates statistical and other information about website use by means of
cookies, which are stored on users’ computers. The information generated
relating to our website is used to create reports about the use of the website.
Google will store this information. Google’s privacy policy is available
at: https://policies.google.com/privacy

Most web browsers allow some control to restrict or block cookies through the
browser settings, however if you disable cookies you may find this affects your
ability to use certain parts of our website or services. For more information
about cookies please visit https://www.aboutcookies.org .


*2 year fixed with TSB 1.09% then 3.59% - APRC is 3.3% Max LTV is 60%. Quoted on 27th May 2020.